The US Dollar Download: Spending Smart in the States
17/06/2025
America. A continent filled with cowboys, crocodiles and cuisine for every taste bud.
So, whether you want to chase your dreams in New York or have the time of your life in Florida, holidays to America offer it all.
However, if you're needing a little help to stretch your cents, we’ve got you covered. Whether you need tips on where to buy US Dollars, or the best spending hacks and budgeting tricks, we’ve got the ultimate spending guide – so your travel money travels further!
Why UK Travellers Love the United States
From the star-spangled skylines of New York to the sun-drenched highways of California, the USA isn’t just a destination – it’s a blockbuster. Think big breakfasts, epic road trips, and shopping malls that could swallow a small village. For UK travellers, it’s the ultimate playground with familiar language and fabulous variety.
Add in the Hollywood dazzle, jaw-dropping national parks, and the chance to say “have a nice day” unironically – it’s no wonder Brits keep crossing the pond. There’s something wildly addictive about the scale, the spectacle, and yes, even the supersized snacks.
The Best Way to Buy US Dollars
Getting your dollars sorted smartly can make a real difference to your spending power stateside. Here’s how to make your pounds go the extra mile.
✔️ Order in advance – Lock in a great rate ahead of time and avoid last-minute airport rip-offs.
✔️ Use a reputable travel money provider – Get better rates and lower fees than the banks or the high street.
✔️ Check for online exclusives – Some providers offer better rates online than in-store - it pays to shop from your sofa.
✔️ Pick up or deliver? – Click and collect for convenience or home delivery for peace of mind.
✔️ Consider a prepaid travel card – Load it with dollars, spend like a local, and dodge foreign transaction fees.
The Worst Way to Buy US Dollars
Just as there’s a right way, there’s definitely a wrong way. These common mistakes could cost you more than a New York cab ride in rush hour.
🚫 Airport exchanges – Convenient? Yes. Cost-effective? Absolutely not. Their rates are notoriously poor.
🚫 Leaving it last minute – Desperation rarely gets you a good deal. Avoid buying in a rush.
🚫 Using your debit card abroad – You’ll often be hit with nasty conversion and ATM fees.
🚫 Not checking the exchange rate – If it sounds too good to be true, it probably is.
🚫 Forgetting to compare providers – A little homework can save you pounds, literally.
Best Ways to Save Your US Dollars
Want your money to go further than Route 66? Here are some savvy ways to stretch those dollars while still living your best American dream.
Dine like a local
Swap pricey sit-down dinners for food trucks and diners for flavour-packed meals under $10 (£8).
Embrace tipping the smart way
Tip around 15–20%, but only on pre-tax totals so you can avoid overpaying when dining out.
Use ride-share apps
Uber and Lyft often beat traditional taxis on price, especially during off-peak times.
How Many Dollars Should I Take?
How much you’ll need in the USA really depends on your travel style, how long you’re staying, and whether you're a budget-conscious explorer or a treat-yourself traveller.
Don’t Wait – Get Your US Dollars Before It’s Too Late!
Summer is peak season for holidays to America, and demand for US Dollars is high – don’t risk leaving it too late. Secure your travel money now so you're ready to land, relax, and hit the beach (or rollercoasters) running.
Buy your US Dollars today with Hays Travel – either online or in-store.
Need help? Our travel money experts are just a call or click away.